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Scam warning

Internet scams are reaching new levels of sophistication. Consider this one: You receive an e-mail from your bank that resembles other messages from your bank and asks you to go to your web browser and log into your account to look at something. The message supplies you with a link to the bank's secure server. You click on the link. Your browser opens and brings up the bank's log-in page, accompanied by the little lock that shows the page to be secure. You log in. It takes you two tries, as it often does (you really should learn to type more accurately) but you do find yourself on the bank's web site accessing your account. Everything appears to be legitimate yet you have been taken through a detour and have given away your user-name and password.

Internet scams do not involve viruses, worms, or executable code, they are straightforward deceptions. No one will be deceived by them who knows how to parse Internet headers and who takes care to do so. However, that is not most people. If that is not you, do not go to financial web sites using links from other sites or messages. Do not take any shortcuts. Always go through the site's front door: <www.yourbank.com>.

NB: these schemes are not limited to banks. A scammer can apply them to any site that keeps your credit-card information on file.

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